No. of Recommendations: 2
FYI

You dont necessarily need to go out 5 years to get 3%.

I have seen 3% on 18 month CDs for 'new money' at various institutions using this website:

https://www.depositaccounts.com/cd/18-month-cd-rates.html
Print the post Back To Top
No. of Recommendations: 3
Barclays and Marcus (Goldman Sachs) also offer 5-year CD @ 3.00% but I'm
not willing to go out that far. Instead I have been laddering 1-year CDs,
now 2.45% at those banks. Although forward interest rates are difficult
to predict, with the way the Fed is moving we might see the 1-year CD at
or near 3.00% by the end of 2019.

I also bought a starter position in AT&T's new 5.625% Global Notes, TBC.

http://www.quantumonline.com/search.cfm?tickersymbol=TBC&...

It's trading a little below par and rated BBB+ by S&P. While the coupon is
a little lower than I usually go, and the maturity date is beyond my lifetime,
I figure that it will provide a safe income stream, and complement my
junkier holdings.
Print the post Back To Top
No. of Recommendations: 2
FYI

You dont necessarily need to go out 5 years to get 3%.

I have seen 3% on 18 month CDs for 'new money' at various institutions using this website:

https://www.depositaccounts.com/cd/18-month-cd-rates.html
Print the post Back To Top
No. of Recommendations: 4
FYI                           
AS OF 9:37 AM ET 08/21/2018.
Highest Yield 3mo 6mo 9mo 1yr 2yr 3yr 5yr 10yr 20yr 30yr+
CDs (New Issues) 1.90% 2.05% 2.15% 2.45% 2.80% 3.00% 3.35% 3.65% 3.75% --
BONDS
U.S. Treasury 2.05% 2.21% 2.35% 2.46% 2.60% 2.66% 2.72% 2.84% 2.91% 3.00%
U.S. Treasury Zeros 1.90% 2.13% 2.29% 2.38% 2.61% 2.67% 2.74% 2.92% 3.00% 3.01%
Agency/GSE 2.21% 2.24% 2.38% 2.51% 2.71% 2.97% 3.26% 3.69% 4.27% 3.59%
Corporate (Aaa/AAA) 2.18% 2.07% 2.24% 2.61% 2.63% 2.79% 3.12% 3.30% 3.73% 4.20%
Corporate (Aa/AA) 2.33% 2.51% 2.51% 2.73% 3.09% 3.37% 3.51% 3.85% 4.03% 4.69%
Corporate (A/A) 2.25% 2.69% 2.79% 2.75% 3.17% 3.36% 3.74% 4.63% 4.70% 5.11%
Corporate (Baa/BBB) 2.49% 2.66% 2.93% 3.11% 3.73% 3.94% 4.77% 6.00% 6.82% 7.14%
Municipal (Aaa/AAA) 1.69% 1.63% 1.66% 1.63% 1.79% 2.15% 2.20% 3.00% 3.50% 3.33%
Municipal (Aa/AA) 1.73% 1.67% 1.81% 1.79% 1.94% 2.18% 2.61% 3.18% 3.90% 4.13%
Municipal (A/A) 1.80% 1.81% 1.76% 1.84% 2.14% 2.30% 2.65% 3.37% 4.02% 4.25%
Taxable Municipal* -- 2.48% 2.71% 2.80% 3.09% 3.27% 3.47% 4.19% 3.56% 4.59%


GD_
Print the post Back To Top