No. of Recommendations: 2
Generally distributions from VAs are taxed as OI plus there are penalties for withdrawals before age 59 1/2 in addition there may be surrender penalties.

However Vanguard may be able to place a portion of the VA inside an IRA. The knee-jerk reaction is don't place a VA inside an IRA.

However, a no-load VA with low fees and a short surrender period may be a viable option for you.

Check with Vanguard.

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