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Building savings is not only good to have, but it has become more of a necessity in today’s uncertain financial scenario. On the other hand, putting aside money for saving purposes can be a big challenge for most people out there. Whether it is due to living paycheck-to-paycheck or you have more expenses than your paycheck, or just do not have the discipline to set some of your money aside, many people actually have given up on the thought of saving and are happy on merely surviving on what they have in hand. If you are in the same category, then this post is for you!

The advent of technology has led to the creation of numerous saving opportunities for all the undisciplined savers out there. Below are the best Money saving apps everyone should know about in 2018, these apps allow those who cannot seem to build savings with conventional methods and makes savings absolutely autonomous.

This app works by analyzing your expenses and your bank account. Once a trend has been established, it will make deposits to an FDIC-insured account based on the remaining funds you have after the expenses that you have paid for, usually between 5 USD to 35 USD, every couple of days. The automatic savings deposits make the app amazing for all those who find it tough to keep savings on their own. The service is free for the first 100 days, and later a fee of $2.99 is charged per month after the trial period ends. One other amazing feature of Digit is how quick the funds are deposited back into your account once you have made a withdrawal. In case of a financial emergency, you can expect a deposit the next business day.

If you find it tough to save money every month then Chip is the best money saving app you should go for. It is free to use and compatible with most of the UK bank accounts.

As you connect the app to your online banking, it gathers all the information about your spending and then makes use of the data to examine how much you can afford to save each month. Every few days, it transfers the amount the app believes to be affordable into a separate savings account.

Money Dashboard
To save big in 2018 and beyond, you need to know where and what you are spending your money on. And with the Money Dashboard app, you could easily manage to work that out. The best part is, it is free!

You can safely connect the app with your bank account and add any credit accounts. As you spend money, it will appear on the app’s dashboard display. Any spending you make gets categorized, allowing you to see exactly what you are spending the most on and where you could easily cut back.

These aforementioned apps are considered to be the best Money saving apps everyone should know about in 2018. These apps can help non-saver build savings for their future needs. So long as you allow it to grow, do not touch your savings, and you would have no issues in breaking the trend of not having a saving account, like about 50% of the adult US population.
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