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Getting back to the original topic:

My DH retired in 1995 when he was 51. He passed away in 2015 at age 71.

I have a healthy portfolio managed by one of the good guys, so I'm blessed, unless the house is on fire, I take no money from those accounts for regular living expenses.

My monthly income is SS and VA disability and that's what I live on, and quite comfortably. My house is paid for as is my car. My trust owns the house, car and brokerage accounts. The state of Arkansas is very generous to totally disabled veterans and I still benefit from that...I pay no real estate taxes or personal property taxes.

As my Mother used to say "I just bubble along" and she did till age 99. I plan to also continue to "bubble along" as long as possible.

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