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I am getting married this year and I'm trying to adjust our W-4 withholdings but when I tried to fill this out I got what I thought was a really high answer. I'm hoping someone can tell me what the right answer is. Below are the facts:

No dependents, exemptions (we rent), minimal investment income etc.
Person A makes $81k per year ($88k including 401k contributions)
Person B makes $125k per year ($138k including 401k contributions)

Right now, Person A has 1 exemption listed and gets a small return each year and Person B has 2 exemptions and pays some each year. If it matters, we are in CA.

When I ran the calculations it says that we need to withhold an additional ~$10k/year. This seems like a lot but I'm not sure if it's right and if it's on top of the current exemptions we have listed and whether it's total between the two of us or cumulative. I also don't know if I should be taking out the 401k contributions and if I should be doing anything with healthcare contributions.

Sorry for the long post but I'm trying to get out all of the information. I appreciate any help that you guys can give me.

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