No. of Recommendations: 1
Gglass555 wrote: I can't think of one good reason for someone to NOT participate in their company 401(k) plan.

Here's three:
1) If the company does not match the employee's contributions.
2) If the company matches the contributions at a low rate, and only has sub-standard fund choices (i.e. funds whose after-fee returns are far below an index fund).
3) If the employee is suffering from some terminal (but non-debilitating) illness.

Granted, these three reasons do not hold for the majority of investors, but all are valid reasons. Like all thing here at The Motley Fool, 401(k) advice should be taken with a grain of salt, and investors should always make decisions for themselves, based upon analysis of their own needs.
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