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No. of Recommendations: 1

Good luck on your goals.


Then when it comes to spending she should remember that
we sacrificed better job for better living. And better living
in our case do not translate into better things in life. It is the quality of life.

No argument here.

Keep away from all peer-pressure stuff.

this one's not really an issue for us.

Prepare a budget in excell spread sheet and stick to it at ANY COST.

That's the ideal, but we're a long way from there at this point. It will require big changes in habits on both our parts and we have to start with small but achievable changes first.

Any purchase should be approved by both of you.

yes, that's the communication part. Also a bit unrealistic--I will never be able to have veto power over DH's wanderings through record stores and used book stores. Whatever system we work out will have to have some discretionary spending that we don't have to account to the other for--that's just how our relationship is.

We do talk about big ticket items, but we don't always do so against a realistic background of whether we can afford it and what the implications of choosing X are (i.e., if we buy X we won't be able to buy Y). This is an issue we definitely need to address.

Thanks for your suggestions.

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