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Given many schools will be online in the future
I disagree that is a given.
I think it'll take a long long time before a school without a physical campus is considered as being at the same level as a real college.

OTOH, if you mean that many schools with physical campuses will have online courses - they've been doing that for at least 20 years. And if that's what you mean, then I'd agree it's a given, since it's already happening that many many schools do courses online. And I don't think most schools (or the IRS) make a distinction between a correspondence/online course and a course given in a classroom.

Basically I wouldn't worry about whether the money can be used for the child's college expenses at any place that's worth spending money on. If it's not accredited in some way IMO it's not worth spending money on.
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