No. of Recommendations: 1
Good answers so far, here's a recent thread with a whole bunch of points of view on the matter, started by someone your age. What's right for you entirely depends on your level of interest, risk tolerance, etc, etc, but it may be good to get an idea of the range of opinion. Plenty of other threads like this exist if you poke around

I particularly recommend the advice by a smart fella named Delta-something ;-) j/k. Maybe this can spark some specific questions for you to ask.
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