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good points.

I will try credit as a tool board as well.

to answer the questions above:

1) I do not want the trip so much as to pull from an efund
2) I do not want the trip so much that I would pay more than a single 2% BT fee if necessary to do it at 0% for 12 months
3) There really isnt much I can defer to pay for this.
4) The trip must be paid for, in full, in 12 months (so I can use 0% offer I have)

I have no outstanding CC balances. I dont pay interest. I have no interest in paying interest

I am only looking at these cards as an intriguing way to offset the cost of the trip. I'd strongly prefer to keep the card, once open. (implies an allergy to the $450 annual fee option)

I feel like I have my eyes open in terms of what I am or am not willing to do in terms of financing the trip.

Its learning about maximizing the points that I feel I would use some help-- so credit as a tool might be a better board?
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