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may be I can get some ideas, my wife is a teacher and planning to go for a MA in administration costing around 12K. We are debating whether to pay for the school ourselves or get an Unsubsidized stafford loan given that she may qualify for up to 5K in loan forgiveness. Unsub Stafford loan rate is about 5.41% plus 1% fees.

Any ideas or comments very welcome.

Mr. Green
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