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My Grandmother is 90 years old and still going strong. She has a little under 40 grand in a savings account at our local bank, but would like to make a little more than the measly interest she gets now. What would be the best way for her to invest her money? She needs something that can be withdrawn easily with few or no penalties in case her health deteriorates and needs the money. Would cds be a good choice? She doesn't need a lot of growth, just stability.

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