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Great Information..all of you,Thank you!

With respect to the current situation : 2012 income = 75K, single, 401K, homeowner...Then I see this as she's better off funding a ROTH due to her not being allowed to deduct the IRA funding. But..over the years she has dumped about 12K yearly in to her 401k. So, with her not wanting to fund the 401k any longer, (until the company offers more transparency and options for investment...which may never happen), does one continue to build for their retirement with such limited tax shelter a second house?? :)?
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