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Great insight folks! I really appreciate it. I guess a little detail about my situation would have helped, although still no definitive answer could be reached.

-I'm 33, this year I expect to have an effective tax rate of around 20%
-Within the next 2 years, assuming I don't lose my job, I expect to have a 28-30% effective tax rate
-I'm maxing out my Roth IRA for myself and my wife and continue to do so via the backdoor Roth going forward. I will exceed the income limit for a Traditional IRA in about 2 years.
-This year I will be able to contribute up to the max IRS 401k contribution limit
-Next year my contributions and my employer's contributions should reach the IRS $53k limit
-I have 32 years until I retire which will be funded via my 401k. No pension is available at this time and I will be collecting social security
-Spouse will have a pension

A lot of variables. I tend to lean towards pre-tax contributions starting in about 2 years when my income will increase and put me in a 30%+ effective tax rate. I'm making that decision is based on the assumption that my effective tax rate in retirement will be lower. I don't expect to make as much money yearly from my 401k as I did as a wage earner, but still live comfortably. I will continue to contribute post-tax earnings to mine and my wife's Roth via backdoor Roth as long is that is allowed.

Seems like a logical plan, for now anyways. Anything I'm missing in my assumptions?
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