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Greetings, Agesli, and welcome. You asked:

<<I understand that a non-working spouse may contribute up to $2000 a year to a Roth IRA, as can the working spouse, for a total of $4000 a year between them. My question is, must each spouse contribute to a separate Roth account, or can $4000 be added per year to one account?>>

The key word in Individual Retirement Account is the first one. Any IRA of any type cannot be owned jointly with another person. You and your spouse will need separate and distinct accounts for your IRA contributions.

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