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Greetings, Alexis, and welcome. You asked:

<<So I have only been in a 403b for about 6 months- got stuck at first in a variable annuity- a little research convinced me to get out of that- suffer some maintenance and surrender charges into a custodial acoount with Fidelity- which seems to work OK- sticking to Spartan US Index, and their Select Computers fund- it is self-directing in the sense that I can exchange between funds---BUT ideally I'd like to be investing in stocks... is this possible within a 403b?? If so where can I get more information?? Is it up to my school to set that up?? >>

A 403b plan may invest in annuities or mutual funds only. The purchase of individual stocks is not permitted. Therefore, if your school wished to allow direct investments in stocks within the plan, it could not do so.

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