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Greetings, Donsuefuggrwe, and welcome. You asked:

<<Help--How do I get new cd's into my IRA at Vanguard. I have Vanguards prime money market fund. Can I get treasuries from treasury direct into my Vanguard IRA?>>

No, your CD will have to stay with the issuer. If it's in an IRA at a bank, then when it matures you may cash it in and transfer the proceeds to your Vanguard IRA. As to the Treasury issue, you say you have that at Treasury Direct. That tells me automatically it is not in an IRA because Treasury Direct will not act as an IRA custodian.

My guess is none of this money is presently inside an IRA. An IRA may accept cash and cash only from taxable accounts. Even then, to make the contribution you must have earned compensation (i.e., job income), and your yearly contribution will be limited to the smaller of your annual wage or $2K.

To learn more about IRAs, you might want to visit our IRA area at

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