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Greetings, FOOLnrMoney, and welcome.

<<Lovely fools I am in a dilemna. I currently started new foolish employment, leaving the hallowed halls of local government employment. I am required by my ex-employer to remove my hard-earned simoleans from their retirement plan forthwith (by July). The new employer has a better than most retirement plan (immediately vested, matches up to the first $1000.00 in company stock, plus additional based on company performance.) Altogether, I have about 10K which can be 1) rolled over into the new companies plan (which includes not 1 but 2 index funds); 2) rolled over into a self-directed IRA from which I can foolishly buy stocks. I am 30+ years from retirement. What is a fool to do? Any other suggestions?>>

Sorry, but you have to decide. Can you do better outside the plan rather than within it? Many Fools think so, so they would transfer the money to a self-directed IRA and do their own trading. If you think so, too, then that's what you should do. If you think not, then stick with the company plan.


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