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Greetings, Hgheather, and welcome. You asked:

<<I have no retirement plan from my job and need to start my own IRA. I am getting married in 1999. I am having trouble deciding whicd way to go Roth or Tradional IRA. Anyone have any ideas?>>

Due to its greater leeway for penalty-free withdrawals prior to age 59 1/2 and the ultimate ability for tax-free withdrawals in retirement, the Roth IRA gets my nod as the IRA of choice for annual contributions. As you make your decision, you might wish to read my analysis of the Roth on this board at and the IRA discussion in my Foolish Retirement Plan Primer at . Both will give you some things to consider as you decide this issue based on your personal situation.

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