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Greetings, Jmcuster, and welcome. You asked:

Why don't you have article re those of us who converted to Roth IRA four years ago and are now paying off the last of the taxes on it? Perhaps something to the effect of whether or not we have or will have gained financially

Stop me if I'm wrong, but.... It would seem to me that if you are one who converted in 1998 and used the four tax-year averaging of income available only in that year for tax purposes, then you can tell for yourself whether you have gained financially. Any scenario I might construct is meaningless unless it precisely mirrors your situation, a highly unlikely event.

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