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Greetings, Katchim, and welcome. You asked:

<<I work for a University and besides the 14% they add to my TIAA-Cref account, I can put money into tax-deferred retirement plans. They offer 403(b), 403(b)7, 457 and 401k plans. What are the advantages of one over ther other, i.e is one type more preferrable? I am in my early 30's and will be investing in stock funds.>>

For an overview of the major type of retirement plans such as the ones you mention, see my Foolish Retirement Plan Primer available at The 403b and 403b(7) are actually the same type of plan. Distinguished as you have written them, one could say that the 403b may invest only in annuities while the 403b(7) invests in mutual funds. Neither may invest in individual securities like stocks or bonds.

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