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Greetings, LEG, and welcome. You asked:

<<I want to start a 403b in an indexed Mutual Fund with a no-load company. Where do I find these companies? How do I make a choice as to what company to invest with? I am soooooo confused!!!>>

I agree with Peppermintpatty. Start first with your benefits folks to see what options are available in your 403b plan. If there is none, then you may want to ask if they will send your contributions to what's known as a 403b(7) account to an agency like Vanguard, who accepts such an account and who has the best, low-cost S&P 500 Index fund available (at least IMHO). If they say "No, you must use our options," then there's still a way around that. Just let us know, and we'll tell you what needs to be done.

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