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Greetings, Maria, and welcome. You asked:

<<I have a small business that is incorporated and I am the sole employee of it. What are my pension options besides IRA's? Any suggestions are welcomed.>>

As a small business owner you have three relatively inexensive routes to go with retirement plans, a SEP, SIMPLE or Keogh. You can get a brief overview of all three in my Foolish Retirement Plan Primer available at You should also read IRS Publication 560 (Retirement Plans for Small Business) available at

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