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Greetings, Tjendres, and welcome. You wrote:

My fiance 30y/o 40k/yr just changed jobs and has a meager $2,600 pension from her prior employer. Does rolling this over into a Roth make more sense than a traditional IRA. She will likely not be elgible for further Roth contributions in about 3 years based on our joint salaries. Also could her additional 403B plans be rolled into this IRA and would this be wise.

I'll leave the wisdom of such moves up to you and your fiance. Just be aware that much depends on how the income tax bill will be paid when the money goes into a Roth; how long the money can stay there before it is removed; today's income tax rates versus those of tomorrow; and the size of coupled with the desires for you fiance's estate. Therefore, before making such a move, an analysis is required along the lines of that found in my post at http://boards.fool.com/Message.asp?id=1040013000441002&sort=postdate.

Also, be aware that money from her pension plan and from the 403b plans cannot be transferred to a Roth, only to a traditional IRA. Once the money is in the traditional, then it may be further moved to a Roth IRA assuming that's her desire.

Regards..Pixy
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