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Greetings, Zrobin, and welcome. You asked:

<<Did I miss a lesson somewhere? What does LT $ Val Ch mean in the report.>>

That is simply the $ change up or down since the portfolios opened on December 10.

<<Based on TMF Pixy's article of 12/6/99 the portfolios are based on $100K is it worthwhile to consider a smaller sum? say 10-20 thousand?. Do you take charge and pull all money from IRA Accounts. >>

For an explanation on how the portfolios work, see the introductory article at As to the amount, that's simply what I chose for myself.

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