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>> 7. Net worth consciousness. I set up a chart in the back of my calendar planner with a row for each
month and a column for each asset, total assets, each liability, total liabilities, and net worth. <<

I've set up a little ClarisWorks spreadsheet that charts my balance on each card and totals the balance and interest each month. I have a line graph at the bottom of the spreadsheet showing the declining balance. Since I started doing this, I actually _enjoy_ getting my credit card statements so I can update my information. In some ways my obsession with using CCs for everything has become an obsession with using them for _nothing_ so that I can decrease my balance more (just ask my fiance.. at times it gets on her nerves!)

Congratulations on your success, and I hope I can follow in your footsteps.
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