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because about the only way to save "too much" is to die young.

IMO, one has to try to strike a balance between living today and living tomorrow
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Agreed, but I also think a variation of Pascal's Wager is in play here. It's better to underspend and die with substantial assets than to overspend and outlive your money. Having said that, yeah, it's "good" to live frugally if it's in your comfort zone but one should guard against it becoming unnecessarily obsessive and miserly, I think.

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