Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Generally that's right -- in fact, I was going to post the same comment. But it occurs to me there are
a few situations where you might take stock out of a Roth IRA. For example, following the death of
the original owner there are distribution requirements. And you can't use IRA assets as security for
a loan, but you can use stock that you own directly. It's not a question that's likely to come up
often, but when it does we should have a better answer than the law provides now.

On death at least, you get a stepped-up basis value anyway, thus rendering the question moot I would think.
You do have a case about a loan, though, although it would make for a rather steep price for the loan--I seriously doubt it would ever be good economics.
Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.