Skip to main content
No. of Recommendations: 0
>> Has anyone here set this up as an investment strategy for a Roth IRA yet?
-----------------
I currently have IRA funds invested in an ER4 (RP4)portfolio. To be clear, it's really half in a traditional IRA and half in a Roth, because the Roth, being new, didn't have enough by itself to warrant investing in four different stocks.

Because I have more money available in the traditional IRA, I'll probably move the FF entirely to it next year and switch the Roth to growth investments when I add the 1999 contribution. That has nothing to do with what's appropriate for Roth or other IRA investing; it's just a matter of convenience.

Since the tax status of IRA distributions depends entirely on the IRA and not on how the funds were invested, it makes sense to use it for the part of your investments that generates dividend income and forces you to realize gains.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.