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>> i agree with 'balance' ...but for those of us not naturally savers: "Save as much as you can" IS a balance <g> <<

Some people do derive pleasure and satisfaction from aggressively saving and watching the "balance sheet" grow. It's what they value. They get more enjoyment out of saving money than just about anything they could spend it on.

Other people, not so much. They may "enjoy life" in ways that require some amount of discretionary spending. To them, saving does, to some degree, equal deprivation.

For the latter camp, there's no guarantee they'll be around for the tomorrows they are depriving themselves for today, so why not do at least some living for today while you know you're here and you're healthy enough to do it and enjoy it?

These two groups are wired so differently that I doubt either can really understand what makes the other tick.

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