Skip to main content
No. of Recommendations: 0
>> I am looking at purchasing some precious metals within my retirement account. Would it be better to buy physical gold or silver or make the investment through ETF? <<

Depends. As a diversified portion of a portfolio if you don't think we're headed for a Mad Max situation, the ETF would be better as there are no storage or insurance costs or issues to consider, plus the liquidity and bid/ask spreads are tighter.

If you are looking at gold and silver as a hedge against apocalypse and the breakdown of civil society, there would be no substitute for physically holding the metal as the security of "paper assets" would be highly unknown.

By the way, if you own physical precious metals in an IRA, it MUST be physically held by a custodian for your benefit. (You own it but they hold it for you.) You are not allowed to have the bullion in your possession if it's in a qualified retirement account.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.