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>> This is actually a great time to be a FIRE Wannabee. Stocks are (were) cheap, and they might get cheap again. <<

True. It depends on how many years you have until retirement and how secure your job is. If I were in my 20s or 30s and I had good reason to believe my job was very secure until the day I chose to retire, I'd love to see a depressed market for another 10 years to load up on relatively cheap stocks. But most of us don't fit that mold.

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