No. of Recommendations: 1
>>We have started making non-deductible IRA contributions. The intention is to convert them to a ROTH when we retire.<<

Ditto. I might not be able to convert it to a Roth when I retire in 10 years, but I hope I will, and meanwhile my little nondeductible IRA is a good place to park stuff I don't want in a taxable account and can't get in my 401(k).
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