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>>A simple example will give the flavor of how these plans work (although it is simplified a little). Say
you have a two-person company, an owner aged 55 making $160,000 and 2 employees aged 30,
each making $40,000>>

Ooops, that should have been $30,000 each for the employees. Changed my data in mistream and didn't go back and change this. Sorry.

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