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>>>>Buy TIPS (Treasury Inflation Protected Securities). These currently pay a fixed interest payment of about 4% a year,
corresponding to the assumed 4% withdrawal rate discussed above. Each year, the principal amount is increased by the
inflation rate, which causes cash income to rise in the next period by that rate of inflation. So, you start with a 4%
withdrawal rate, the level of cash withdrawn increases with inflation, and you never touch the principal.<<<<

This theory could be MUCH better accomplished through buying stock in a company that pays about a 4% dividend, has increased it's dividend rate consistently by several % each year, AND offers an added benefit of capital appreciation(e.g. RPM, MO, most utilities and REITs, XOM, etc.). The ONLY added risk being that it's NOT guarranteed like a gov. security is. Four stocks like this, with scattered payout dates, and you'd have income EVERY month that would "at least" keep pace with inflation. Good luck.
Eddie
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