No. of Recommendations: 23
>>>So given a constant income, I see his point, but for us the forced RMDs of the TIRAs are quite likely to force a spike in taxes after 70 1/2.<<<<

That was the deal you made.

You got to reduce your taxes by elective deferral and got decades of tax deferred growth.

It's not forced at all. No one held a gun to your head told you to put money in 401K or IRA.

You act like it's some evil character raiding your hard-earned funds when you signed up for the deal.
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