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>One foot in front of the other for now. I feel like we are coming to good decisions and I'm getting really good advice here. Thank you all for welcoming me and for helping out!

Sure. Another word of advice...don't fall into "analysis paralysis". Based on what you've said, it seems like that might be a non-issue for you. But, the thoughts and behaviors you are having are all positive. Don't kick yourself for not doing "ideal" when "good enough" works for now.

Another idea to ask yourself whenever making a decision: "If this ends up being a bad idea, can it be reversed?" I applaud that you're dedicating $750 for an emergency fund. Try it for a few weeks and if you still aren't racking up more debt and proved to yourself that you're headed in the right direction and the "paying 17% on $750 is still killing me", then by all means throw the $750 towards that debt! Right now, though, it seems like the biggest crisis is to "stop digging, no matter what". The $750 e-fund is part of the "no matter what".

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