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guess what I don't understand is why a retired Navy surgeon had medical bills for his daughter. Dependent children are covered under military healthcare, which is free to service members and immediate family, until the children turn 18 OR, if they are in college, until the age of 22, or if they are disabled, for as long as they live with their parents. If she’s over 22, why isn’t she paying her own bills (or at least dealing with her own debt?)

He's not retired...the article said he was planning to retire.

Louis and Kathie Kroot of Lexington, Ky., had plans to retire soon. But Louis, a Navy physician, will be seeing more patients and fewer vacations during the next several years.

His daughter could be over 22. They could be just helping her. Not really enough information.

I didn't understand the seeing more patients and taking fewer vacations. Unless the military has changed a lot his pay is not determined by the number of patients.

Furthermore, military doesn't have 401k plans. They could have had one before joining the military though. Maybe the article just used 401K instead of TSP.

Hmmmm, there is no date on the AARP article, but here's one from 2011. It says the money was for taxes.

It seems there was a class action suit, but the Kroots were not part of it.
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