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Guy, you do not mention if that 8k you have in stock is all you have in savings. If that's the case I would sell some of it for a cash reserve and maybe hang tight on to the rest since you are taking on more debt for school.

An option I hadn't considered. I haven't felt the need to do this before because the money is pretty quick and easy to obtain. I'm curious to see if there is strong agreement form the rest of the board. Thanks for the suggestion.
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