No. of Recommendations: 2

<<<Before you do anything with the 401Ks, how old are your parents?>>>

Could you explain how one age has any bearing on combining or rolling over IRAs?

Rad has already responded, but one needs to pay attention to the details. Her comment was specific to 401-k plans, not all IRAs. And in addition to her response to you, if there is company stock in the 401-k, then the NUA rules also might be beneficial but lost if a 401-k plan is rolled into an IRA.

Regards, JAFO
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