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GWPotter,
This is an excellent explanation.
I went on Medicare last year and I agree that medicare.gov is an excellent website. I compared the plans in our area and went with the best policy that I could get. I think it had a 4-5 star rating.
I have not been disappointed. I fell and broke my arm four months ago and other than a charge of less than $200 for the ambulance (after insurance paid most of it) the rest of the nearly $4,000 bill was taken care of by Medicare. This was an ER visit and I was in the hospital less than two hours.
So far so good.
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