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Last month I got a text from Chase asking me if a purchase from the day before was mine, which it wasn't (purchase was made only about 1 1/2 hours from me in another state, so not out of the realm of possibility). They closed my Visa account, reversed the charge, and sent me out new cards.

Today, my wife asks me about a charge on our Discover card, which neither of us made. This charge was about the same $$ amount as the other (~$85), and not too far in location (Bronx and Queens, NY -- we live in southern Jersey). We also closed these accounts and they are sending out new cards to us.

Neither of us ever lost our wallets, so how could this happen?

Also, what other steps should we be taking?

Thank you,

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