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have maxed out my 401(k) and don't know where to invest next. I make about $95 - 96k a year. I have 2 mutual funds outside my 401(k), but that's it (except
for an IRA my wife has from a 401(k) rollover).

Also, how much cash (money market) should I have on hand at any one time?

Thanks a bunch!

Look at some equity indexes, QQQ, SPY etc.

Three to six months of living expenses in cash.
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