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No. of Recommendations: 8
Have you already cut back spending to the bone?...cancel maid service (housework is good exercise!), cancel cable, change phone service--cancel landline and just use cell, decrease cell data plan; eat lower cost food--buy what's on sale and healthy like frozen veggies & fruit, whatever protein's on sale that week, reduce utility usage; if your car's newish--especially if you have payments--sell it and buy something for less than the proceeds (IIRC you drive a Prius and I can understand not giving that up-), bike/walk/take transit more and drive less;, no restaurants, coffee shops (unless someone else is treating!), no travel, if this goes on long enough consider selling house in favor of cheap rental (IIRC you're single and could presumably live in a 1BR or studio, at least temporarily). Don't be too proud to make use of a food pantry or other services.

WHile not unemployed, I could be at any moment (also a self employed contractor)
My spending isn't *cut to the bone* - many of the suggestions aren't even in my world... I guess it's just a different perspective.

cancel maid service (don't have)
cancel cable (don't have)
change phone service--cancel landline (keeping for a neighbor who only calls that - she's 95, it's worth it)
decrease cell data plan - it's a flat rate, regardless
food-buy what's on sale and healthy like frozen veggies & fruit, whatever protein's on sale that week - already do this
reduce utility usage - I'm already the heat miser in winter and we don't have AC. I turn off lights like it's my job.
if your car's newish-1998, next!
No restaurants, coffee shops - not part of my lifestyle
No travel - only obligatory work trips
If this goes on long enough consider selling house in favor of cheap rental - where i live, rent for even a 1 br is so close to my mortgage that this would be a bad idea (and there would be little gain on the sale).
Don't be too proud to make use of a food pantry - I run the food pantry in my town. I could use it anytime :- D


peace & prespective
t


ps. Fuskie - $189 for Cobra?
That is a BARGAIN.
(I pay 5x that with a $12k deductible)
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