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Have you tried plugging different scenarios into FireCalc?

Excellent idea, thanks! I totally forgot about that one. On the heels of one of the longest bull markets in history, I'm going to guess that we are more likely closer to the realm of the worst time periods to begin retirement draws than we are to the best. At least, that's how I'm placing my bet, and why I will continue to work probably another year at least. If I'm wrong and end up with a lot of extra money, I will gladly leave it to family and charities.
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