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No. of Recommendations: 42
FICO 796. So close to the mythical 800+ and I know I'll get there I believe next month.

For those not aware of my 10 year journey, it started with my FICO a horrific 411 -- not fully my fault as I had my ID stolen, but a lot of it was. Was a long journey to 600, then 640, then 680 and a return to home ownership, then 700, then 720, then 740, then a kick in the balls down to 680, then back to 700, 720, 740, 770 and now 796.

If you're score is in the toilet, if you are burdened with what you think is insurmountable debt, if your cash flow makes the Japanese government budget look balanced - YOU CAN FIND A WAY BACK.

It is hard work, it is sacrifice, it is taking a very real look at your spending and saving habits, but it can be done.
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