No. of Recommendations: 0
Having not used a BT yourself, they certainly haven't helped YOU. But, if this person is serious about paying down/off debt, then budgeting (of course) along with a BT to a card with low rates WOULD help in paying less interest until the debts are gone.

NEM

Okay, I did mention that if she has collections and lates her odds of getting a BT are decreased. I did not say impossible just improbable. Sure it would help her short term anxiety, but it is not the ultimate solution.

Mangard
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