No. of Recommendations: 0
Hawk I don't mean to be flip here, but a 4 stock portfolio for retirement sucks. (In 1960 someone might have picked 4 stocks including say General Motors, Xerox and duPont. Been a bad 40 year run on those. Just a couple of thoughts about what could happen to you.

There was this little problem a few years back call the Exxon Valdez -- could happen again. Maybe Exxon is prosecuted for some price fixing.

Caterpillar is a manufacturing company - what happens if they get in serious labor trouble - could be a strike, could be they sign a contract with labor costs that are suddenly too high.

Yum Brands and Nestles are food companies - food consumption growth long term equals population growth plus what they can take from other food producers.

I understand not having a complex portfolio in retirement. Sooner or later you will not be able to handle it. (That is not a problem if you die immediately after you can't handle it. But it is a big problem if say you have deminished mental abilities for a decade or two.) I have choosen to put my money into some mutual funds. I may be wrong, but my feeling is the next 20 years are going to have less growth then the last 20 - so I am opting for professional money management.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.