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Hawkwin, it looks like a difference of 40k between taking a monthly payment now or waiting til 65. I know, I want more specifics too! We'll find out this week by mail. as well as a few other sites will let you do the math on taking $400 a month now vs $600 a month later.

There are tons of variables like whether or not the amount will inflate or go up with COL but a basic calc should show that you won't breakeven on the $600 until well after age 95.
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