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Hawkwin writes,

If a person buys 10K in a fund family as an IRA Rollover, they could pay a few hundred dollars for an hourly rate ever year for advice. They would pay about 1.0%+ for a wrap account but generally those require around 50K or more, or they could pay around $500 once and forget about it.

What on Earth could a financial advisor have to say that would be worth a "few hundred dollars" per hour to listen to?

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